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Something you may not realize is always that FDIC coverage on interest bearing accounts can be increased if the accounts are locked in different ownership categories. These include single accounts, certain retirement accounts, joint accounts and revocable trust accounts. Separate Personal and Business Accounts It’s important to realize that when calculating insurance policy the FDIC adds together the deposits in all of the “single” accounts belonging to the same person. The significance of this recent plunge to Florida’s a Limited Liability Company Laws highlights the significance of obtaining advice from a skilled business attorney before incorporating a fresh business. Whether it is easier to create your company as being a company, partnership, or LLC and whether or not it needs to be a single member or multi member LLC is often a matter specific in your circumstances and something to debate which has a business attorney. Seeking and obtaining proper counsel and advice from the Florida licensed attorney with experience and expertise in this area with the law early and throughout this method can raise your likelihood of avoiding problems later.